The Practice Book
Client portfolios
The Martins and the Clarks aren't real, but I manage them like they are. Each family has its own goals, risk tolerance, and written game plan, and every position is graded by live market prices.
Heads up, this is a simulated practice. The families and their money are fictional. The prices and the discipline are not.
Investment Philosophy
Build wealth through low-cost index funds and defensive dividend growth. We prioritize lower volatility and consistent cash flow over raw momentum.
Goals
The Martins
James Martin (Software Engineer) · Sarah Martin (Marketing Manager)
Risk Tolerance
Moderate
Time Horizon
30+ years
Household Income
$145K
Young family in Austin, TX building a diversified foundation.
Investment Strategy
Balanced growth. A 65/20/15 split across equities, real estate, and alternatives.
Financial Goals
$120,000 by 2044
50% equity by 2035
$40,000
Portfolio Value
$347.2K
Total Return
+1.43%
Gain / Loss
+$4,889
Positions
15
Asset Allocation
Portfolio distribution
Equities
Target 65%|Actual 64%
Commercial RE
Target 20%|Actual 21%
Alternatives
Target 15%|Actual 15%