Financial Planning Sandbox

Client Portfolios

Two mock family clients, each with unique financial goals, risk tolerances, and investment strategies. Select a client below to explore their portfolio, allocation, and our advisory relationship.

This is a simulated advisory practice. All client profiles, holdings, and statistics are fictional. Created to demonstrate financial planning methodology and portfolio construction skills.

Investment Philosophy

Build wealth through low-cost index funds and defensive dividend growth. We prioritize lower volatility and consistent cash flow over raw momentum.

Goals

College Fund (529)
8%
Home Equity Growth
12%
Emergency Fund
100%
M

The Martins

James Martin (Software Engineer) · Sarah Martin (Marketing Manager)

Moderate30+ years Horizon$145K Income

Young family in Austin, TX building a diversified foundation.

Investment Strategy

Balanced growth — 65/20/15 split across equities, real estate, and alternatives.

Financial Goals

College Fund (529)8%

$120,000 by 2044

Home Equity Growth12%

50% equity by 2035

Emergency Fund100%

$40,000

Portfolio Value

$347.2K

Total Return

+1.43%

Gain / Loss

+$4889

Positions

15

Simulated Allocation

The Martins — Portfolio Distribution

Equities

Target: 65%|Actual: 64%

Commercial RE

Target: 20%|Actual: 21%

Alternatives

Target: 15%|Actual: 15%